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Insurance

Many people cringe when they hear the word “insurance” because they feel they are losing money when they pay the premium. However, many risks can knock you off the path you have planned for your life. Insurance is one way to protect yourself and your loved ones from the life changing consequences of an extended illness, disability or premature death.

Insurance transfers the financial risk of life's events to an insurance company for a (relatively) small premium while you are accumulating wealth. A sound insurance strategy can help protect your family from the devastation caused by those events. Each individual’s strategy is unique but may include disability insurance, life insurance, or long-term care insurance in addition to auto, homeowner’s (or renter’s) and personal liability insurance.

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